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Insurance might be one of the most boring topics in the travel industry, and it's also the one that can wipe out your business if you get it wrong. 

I brought Miguel Campos of Berkshire Hathaway Travel Protection back on to walk through what your host's E&O policy actually covers, and why the answer is probably less than you've been told. 

We get into the real difference between E&O and travel insurance, the cyber scams draining small travel businesses right now, and the wire fraud costing advisors five and six figures. 

Learn how to protect your travel business with coverage that holds up before you ever have to file a claim. 

Questions this episode answers:

• Does a travel advisor need their own E&O insurance if they work under a host agency?
• What is the difference between errors and omissions insurance and professional liability?
• Can a host agency's E&O policy run out of coverage before it protects you?
• What is the difference between general liability and professional liability for a travel business?
• Do travel advisors need general liability insurance for bridal shows, Christmas markets, and vendor events?
• How much does cyber insurance cost for a home-based travel agent?
• What proactive steps reduce the risk of wire transfer fraud and social engineering?
• Can a travel advisor be sued if a client is injured or killed on a trip?
• Does a signed insurance decline waiver protect a travel advisor from a lawsuit?
• Why do legal defense costs matter more when they're covered outside your limit of liability?

Email Miguel at miguel.campos@bhspecialty.com 

Enjoy and take action!

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Rita M. Perez (Host) first began in the travel industry as a travel advisor in 2010. She only fully realized her role as a travel entrepreneur in 2018, and embarked on a mission to support her fellow travel advisors in 2021 when she began the Strategic Travel Entrepreneur Podcast. She now strategizes with travel entrepreneurs, so they too can build sustainable travel agencies and market effectively.

She's a maven when it comes to content photography and videography, and as such founded the Cruise Content Library and leads retreats and partners on FAMs where advisors get top notch content and education for their marketing efforts.

Website:  https://strategictravelentrepreneurpodcast.com/everything/

Socials:
LI: https://www.linkedin.com/in/ritaperez19/
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Email:
rita@steeryourmarketing.com